Essentials
$65/mo
30-day free trial
For solopreneurs and early-stage businesses.
- 24/7 AI bookkeeping and reconciliation
- AI Bill Pay and invoicing
- Live P&L, balance sheet and cash flow
- 12,000+ bank and payroll connections
- Developer API and MCP access
Digits
Provides AI-native accounting software
About this agent
Digits is AI-native accounting software. Its AI keeps the books for you around the clock: it categorizes transactions, reconciles accounts, and flags anything odd for a person to look at. Bill pay, invoicing and live financial reports sit on the same ledger.
It is used by business owners and startups who want their books handled without a full-time bookkeeper, and by accountants and accounting firms who work with clients on the platform. Digits says it is trusted by more than 7,000 accountants and business owners.
What you get
Agentic General Ledger: automates bookkeeping and reconciliations.
Real-time bookkeeping: 24/7 AI categorization that improves with use, with quality checks and auto-flagging.
AI Bill Pay and invoicing: accounts payable with bill entry and approval, plus invoices to get paid faster.
AI financials: live KPIs such as runway, burn and revenue, plus profit and loss, balance sheet and cash flow.
Ask Digits: an AI assistant for questions about your finances.
Developer API and MCP: open access for connecting other tools.
How it works
Start a free trial and connect your banks, credit cards, expense accounts and payroll.
Digits categorizes and reconciles transactions as they arrive.
You review the items it flags, or invite your accountant to collaborate in the same system.
Use the live dashboards and reports, pay bills and send invoices from the same place.
Pricing
The pricing page lists Essentials at $65 a month, Core at $100 a month (marked most popular) and Pro at $250 a month, which is marked coming soon. There are no setup or per-seat fees, and plans include a 30-day free trial. Accounting firms are billed per client rather than per seat.
Pros and cons
Pros
AI bookkeeping, bill pay, invoicing and reporting in one system.
Connects to more than 12,000 financial institutions.
Clear monthly pricing, a 30-day free trial and no per-seat fees.
Accountants can work alongside you in the same ledger.
Cons
No permanent free plan, and the Pro plan is not available yet.
Custom reports, custom dashboards and budget vs. actuals are held back for Pro, which is coming soon.
A third-party review says it has no inventory or manufacturing features and a smaller app ecosystem than QuickBooks or Xero, so check fit if you sell physical goods.
What it does
- Agentic General LedgerAn AI-native ledger that automates bookkeeping and reconciliations.
- Real-time bookkeepingCategorizes transactions 24/7, learns from corrections and flags oddities for review.
- AI Bill Pay and invoicingEnter and approve bills, pay them, and send invoices from the same ledger.
- AI financialsLive KPIs such as runway and burn, plus P&L, balance sheet and cash flow.
- Ask DigitsAn AI assistant that answers questions about your finances.
- Developer API and MCPOpen API and MCP access for connecting other tools and AI clients.
Who it's for
Business owners, startups and small teams that want AI to keep their books, plus accountants and accounting firms that work with clients on the same platform.
- Startup
- Small team
- Agency
How people use it
- Keep a startup's books current without hiring a full-time bookkeeper
- Review only the transactions the AI flags instead of coding every line
- Pay vendor bills and send customer invoices from the same system
- Invite your accountant to review and collaborate in the ledger
Why it was built
Digits aims to simplify accounting for business owners and accountants by providing an AI-native platform that automates bookkeeping and reconciliations.
Pricing
Recommended Core
$100/mo
30-day free trial
For small businesses and growing companies.
- Everything in Essentials
- Dimensional accounting (department and location tracking)
- Automated Schedules
Pro
$250/mo
Coming soon
For scaling businesses with internal finance teams.
- Everything in Core
- Custom Reports and Custom Dashboards
- Budget vs. Actuals
Digits alternatives
Booke AICategorizes bank transactions and prepares reconciliation for accountantsPricing: Paid 
DocytAutomates accounting workflows for firms and hotelsPricing: Paid
Vic.aiAutomate AP with AI-first invoice processingPricing: Paid
ZeniProvides AI bookkeeping and financial management servicesPricing: Paid
BlackLineAutomates Record and Invoice-to-Cash with Agentic AIPricing: Paid
FAQs
There is no permanent free plan. Digits offers a 30-day free trial, and the pricing page lists Essentials at $65 a month, Core at $100 a month and Pro at $250 a month (Pro is marked coming soon). There are no setup or per-seat fees.
It connects to more than 12,000 financial institutions, including unlimited banks, credit cards, expense accounts and payroll providers. The site shows Ramp, American Express, Stripe, Mercury, Chase and Brex, and it offers a developer API and MCP access for other tools.
Business owners and startups who want AI to keep their books, and accountants and accounting firms who work with clients on the platform. Firms are billed per client rather than per seat. A third-party review says it suits service and software companies better than inventory-heavy businesses.
Yes. The pricing page lists a 30-day free trial, and the site also offers a demo you can try before you sign up.
Yes. Digits describes a human-in-the-loop approach: you can invite your existing accountant to the platform and collaborate with them in the same system. Accounting firms can also use Digits for Firms.
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